Let Customers Pay the Way They Expect

We help high-risk merchants offer the local payment methods their customers trust  from Pix in Brazil to UPI in India  so you can expand faster and convert more.
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The Right APMs Remove Friction, Build Trust, and Unlock Growth

Card payments don’t work everywhere  and they’re not always what customers want. In high-growth regions like LATAM, Africa, and Asia, local wallets, instant transfers, and cash-based vouchers dominate. If your business isn’t offering the right local options, you’re leaving money on the table.

Expand into new markets with built-in payment trust

Reduce drop-off rates at checkout

Avoid costly declines and improve approval rates

Tailor your APM stack to each region’s preferences

A Consultative Approach to Building Your APM Stack

We don’t just list options, we build you a market-by-market strategy. We guide you through the compliance and integration journey to ensure you’re offering the right methods, to the right customers, with the right risk controls.

Our Support Includes:

Strategic APM selection based on your vertical

Direct introductions to vetted APM partners

Documentation, onboarding, and compliance alignment

Optional: integration support via your preferred stack

Our Success Stories Real Results, Real Impact

As a fast-growing gaming company, we needed to expand our payment options to reach more players globally.
This is where the team at PayStream stepped in. They helped us diversify our payment stack, streamline routing across acquirers, and improve our approval rates in key markets. They also gave us real visibility into processing costs, so we could make smarter decisions and reduce unnecessary spend.
What stood out most was how practical and hands-on their support was. We’re seeing better performance, lower costs, and fewer headaches.

Neil Caruana

Head of Payments, SpinBet

As a meeting booking platform, getting our subscription payments right is critical and beyond just pricing. PayStream helped arrange how and when we charge our clients to reduce our fraud and chargeback ratio across multiple MIDs.
They guided us through a more proactive approach to chargeback management and educated us on how our business model is viewed by acquirers, regulators, and schemes.
They’ve been a valuable partner, not just a service provider.

Katie Brookes

COO, bookameeting.com

As a startup, getting payments right from day one was crucialbut also overwhelming.
PayStream helped us set up the right foundation from the startadvising on payment providers, helping us launch with the right mix of methods for our market, and making sure we weren’t overpaying on fees. They were responsive, honest, and genuinely cared about getting us off to a solid start.
We avoided a lot of common pitfalls thanks to them, and having their guidance early on gave us the confidence to scale without second-guessing our setup. We see them as an ongoing partner, not just a one-time consultant.

Brian

Head of Payments, HNA gaming

Helping Merchants Like You Go Further

3X
higher conversion in markets using preferred APMs
60%
faster time-to-live for new checkout setups
15+
regulated markets integrated with APMs
10X
faster with centralised onboarding

The Markets We Cover – and the Methods That Matter

We don’t just list options, we build you a market-by-market strategy. We guide you through the compliance and integration journey to ensure you’re offering the right methods, to the right customers, with the right risk controls.

Visa

Accepted globally, secure and familiar for millions of cardholders.

Mastercard

Trusted worldwide for fast, reliable card payments.

Discover

Popular in North America with growing global reach.

JCB

Japan’s leading card, ideal for serving Asian customers.

AMEX

Preferred by high-spending customers across premium markets.

Open Banking

Real-time payments direct from customer bank accounts, secure and regulated.

Papara

Fast-growing Turkish digital wallet for seamless in-app and online purchases.

Sofort

Europe-wide bank transfer with instant confirmation via customer login.

iDEAL

The Netherlands’ number one online payment, instant and bank-backed.

Multibanco

Offline and online payments via Portuguese ATMs and banking apps.

MB Way

Mobile wallet linked to local banks, fast and widely used in Portugal.

Interac

Canada’s leading debit network, trusted for secure bank payments.

POLi

Bank-linked payments without cards, popular for Kiwi e-commerce.

PayID

Simple real-time transfers using phone numbers or email, no card required.

Bancontact

Most-used local card and bank transfer method in Belgium.

UnionPay

China’s top bank card with broad acceptance across Asia and beyond.

WeChat Pay

Built into China’s top messaging app, pay in-app, in-store or online.

Skrill

Digital wallet for gaming, crypto and global remittances.

Neteller

Online wallet trusted for fast and secure global transactions.

BLIK

Poland’s go-to mobile payment system, easy and app-based.

Pix

Brazil’s instant payment system, available 24/7 and QR-based.

SPEI

Real-time Mexican bank transfer, secure and widely adopted.

UPI

India’s unified payment interface for instant and mobile-friendly bank transfers.

Google Pay

Pay quickly in apps, websites or stores using Android devices with your saved cards and accounts.

Apple Pay

Use Face ID or Touch ID to check out online or in-store with saved cards, fast and secure on Apple devices.

Paysafecard

Prepaid voucher-based payments without needing a bank account or card.

EPS

Bank-backed payment method used widely for secure Austrian e-commerce.

Carte Bancaire

France’s leading debit card system, trusted by millions for online and in-store payments.

Swish

Mobile app payments linked to Swedish bank accounts, fast and widely adopted.

Bizum

Instant transfers and payments via Spanish mobile banking apps.

Zimpler

Account-to-account payments with instant confirmation and strong user authentication.